Welcome to New Mexico highway sign on a sunlit desert road
Our Biggest Line of Coverage

Auto Insurance in Santa Fe, NM

Cars, trucks, motorcycles, and classic collectibles, all covered for the way people really drive in New Mexico. Backed by Allstate, written and serviced by a local family who picks up the phone.

The Basics

Coverage Built for New Mexico Roads

Auto is our biggest line for a simple reason: there are more cars on the road than almost anything else we insure, and nearly everyone in Santa Fe needs at least one policy. Whether you drive a daily commuter, a work truck, a motorcycle, or a garage full of classics, we build a policy around your vehicles, your driving, and your budget.

Every policy is backed by Allstate's national claims network, but you deal with a Jacobs family member from quote to claim, not a rotating call center.

What an auto policy can include

  • Liability for injuries and property damage you cause
  • Collision coverage for your own vehicle
  • Comprehensive for theft, hail, and animal strikes
  • Uninsured and underinsured motorist protection
  • Roadside assistance and rental reimbursement
  • Agreed-value coverage for classics and collectibles

Ways we help you save

  • Multi-policy bundling. Combine auto with home, renters, or life for a discount on each.
  • Multi-vehicle discounts. Insure more than one car, truck, or bike on a single policy.
  • Safe-driver savings. A clean record earns lower rates and can unlock accident forgiveness.
  • Right-sized deductibles. We help you balance premium and out-of-pocket cost instead of guessing.
Restored 1957 Chevrolet Bel Air classic car in showroom condition
Classic & Collector Cars

That '57 Chevy Deserves Real Coverage

Classic and collector cars are worth serious money today, and a standard auto policy will not pay what they are truly worth. We write agreed-value coverage so you and your insurer settle on the value up front, no depreciation arguments after a loss.

From 1950s and 1960s classics to modern collectibles and restomods, we help enthusiasts across New Mexico protect the cars they have poured years into.

  • Agreed-value payouts, not depreciated book value
  • Flexible usage terms for show cars and weekend drivers
  • Coverage for parts, restorations, and spare vehicles
Insure My Classic
What We Insure

More Than Just the Family Car

Cars & SUVs

Daily drivers, family vehicles, and leases.

Trucks

Work trucks, haulers, and everyday pickups.

Motorcycles

Cruisers, sport bikes, and touring machines.

Classics

Collector and show cars with agreed value.

Good to Know

Auto Insurance FAQs

Most auto quotes take under 15 minutes over the phone. Call (505) 428-4735 or send us your details through the contact form and a Jacobs family member will call you back within one business day.
Yes. We regularly insure 1950s and 1960s classics, modern collectibles, and restomods with agreed-value coverage, so a total loss pays the value you and the insurer agreed on rather than a depreciated book figure.
Absolutely. Bundling auto with home, renters, or life usually earns a discount on every line and keeps all your coverage with one local agency you can reach directly.
Common savings include multi-policy bundling, multi-vehicle discounts, safe-driver and good-student discounts, and accident forgiveness for qualifying drivers. We will walk through every discount you are eligible for.